MARKETS A Versatile Digital Payments Solution for Any Business SEGMENTS OVERVIEW The BluePenguin Platform is Industry-Agnostic by Design Higher Education Streamline manual processes and stretch school budgets further with virtual cards designed to pay you cash back. Learn More Logistics Streamline operations and increase efficiency with automated payments that reduce delays and discrepancies. Learn More Media and Ad Agencies Quickly and easily pay media vendors through a system purpose-built for automated payments and record keeping. Learn More Retail and eCommerce Reduce fraud, improve cost control and strengthen vendor relationships with simple, secure and speedy payment automation. Learn More Software and Tech Ensure fast and accurate transactions with secure virtual cards and real-time payment tracking. Learn More Travel and Hospitality Increase sensitive data protections, streamline reconciliation and improve cash flow when you shift to digital payments. Learn More Construction Remove the risk of project delays by instantly allocating capital for approved deliverables. Learn More Healthcare Speed vendor payments and reduce supply chain interruptions with automated account payables processes. Learn More Don’t see your vertical? We can still support your business! Let’s Talk Every business should be looking to pay vendors via digital payment vehicles. Chairman , Waste Management Company Partnering with BluePenguin has unlocked a new revenue stream for us. We’re now generating over $3M+ annually in new revenue through client adoption, while delivering real, measurable value to our customers through cash rebates, and also reducing our customers Check, ACH and Wire fraud risk. Chief Executive Officer , ISO BluePenguin turned our AP into a profit center almost overnight. We’re now generating over $550K annually in cash rebates, with zero disruption to our team or suppliers. It’s one of the rare fintech solutions that delivers immediate, measurable EBITDA impact. Chief Executive Officer , Ad Agency BluePenguin gave us an opportunity to think about business payments in a completely different way. Easy to work with and very fast on start up side. Great firm. Chief Executive Officer , Construction Company They created efficiencies and modernized our payments to vendors. Chief Executive Officer , Construction Company They created efficiencies and modernized our payments to vendors. Chief Financial Officer , Large International Shipping Company BluePenguin Payments helped us turn a high-volume, complex payables operation into a real financial advantage. We’re now generating meaningful cash rebates on payments we were already making, while improving visibility and control across our carrier and vendor network. Chief Financial Officer Finance , Logistics Company BluePenguin has transformed how we manage supplier payments. We’re now earning cash rebates on the same spend, gaining better real-time visibility into our payables (ex. we can see our customers $ charge authorizations in near real-time) with robust real-time reporting, while also keeping operations completely seamless. Director Finance , Travel Company Implementation was fast, seamless and straightforward, and the BluePenguin team has been a true partner in guiding us to drive adoption and deliver value.” SVP Product , ISV BluePenguin turned our payables into a margin lever. We’re now earning cash rebates on the same supplier and marketing spend, without changing how we operate. It’s improved our visibility, simplified reconciliation, reduced our Check & ACH fraud risk, and dropped straight to the bottom line. Vice President Finance , Ecommerce Retailer Frequently Asked Questions Find answers to our most frequently asked questions about payment automation, the BluePenguin platform and more. How do BluePenguin payments work? It’s quite simple. When you receive and approve a vendor invoice, you ask us to create a virtual card for the vendor to process. When the card’s funded, the vendor processes the card like any other. Then we’ll send you an industry-leading rebate. How do virtual cards reduce fraud? Virtual cards offer unparalleled flexibility and control over other forms of vendor payment. Use options like single-use cards, exact-amount cards, all the way to “locking” a card to a specific vendor. With no bank details to share and no checks to get lost in the mail, virtual cards are by far the most fraud-proof form of payment available to the modern business. How do virtual cards reduce errors? You can create a unique card for every vendor in your accounting system, or even a unique card for every invoice you pay. Set usage controls so that the card can only be used by the exact vendor you intend for the exact amount you’ve chosen to pay. It’s the right payment to the right recipient, every time. What card options does BluePenguin offer? We support multiple card types across both major payment networks. For each type, you can create single-load / single-use cards or reloadable cards. Cards can be funded individually or you can establish a funding model that shares a single balance in real time across potentially thousands of cards. Add the ability to generate both physical and wallet-based cards too, and you have a platform ready to help you solve even the most complex card requirements. What other payment methods does BluePenguin offer? Got a vendor that doesn’t take cards? We can help. You can use BluePenguin to pay with ACH, digital check and physical check. We can even help a vendor become a card acceptor – just ask us. What kind of business do you have to be to use BluePenguin? We support businesses large and small with both domestic and international vendor payment needs. Use the BluePenguin customer portal to get started fast, or design your own solution using our full-featured API. At every step of the way, you’ll be supported by a team with some of the deepest payments expertise in the business.Are you looking to market smarter business payments to a portfolio of customers or integrate into your own SaaS offering? We’re built from the ground up for partners and integrators. Just ask us! MODERNIZE YOUR PAYABLES Better Business Payments Are Within Reach Start using the BluePenguin platform today and say hello to better business payments. Connect Now