Explore how BluePenguin Payments solutions can help you simplify AP processes and create new revenue streams.
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See how partnering with BluePenguin Payments can add significant value for your business.
Partners Overview
Explore how BluePenguin Payments helps businesses across a variety of markets with business payments and more.
Sample Markets Served
Founded in 2018, and with over 450 collective years of business payments expertise, we know business payments aren’t one size fits all. That’s why our platform empowers you to quickly assemble your own outbound payments ecosystem.
Company Overview
SECURITY
With BluePenguin, you can leave ACH, check and wire fraud in the rear view mirror. How? With our purpose-built, infrastructure-as-code platform and payment processing modules that are rooted in security. Paying vendor invoices has never been safer.
BENEFITS
Permission Controls
Every transaction is preset, restricted and directed only to specific vendor accounts.
Serious Protection
Any and all sensitive info is either tokenized or redacted, and the platform is protected by leading-edge architecture built to minimize the “threat surface” available to attackers.
Fraud-Fighting
Masked card information, no associated bank accounts and full card lifecycle management help minimize fraud.
User Screening
All users undergo a comprehensive know your customer (KYC) process, and all business customers are vetted through multiple industry-leading tools.
We could make your eyes glaze over talking about 256-bit AES, ciphers with perfect forward secrecy and fully containerized minions being cornerstones of our security posture, but you don’t have to take our word for it. The BluePenguin platform is regularly tested and audited for PCI and SOC compliance and regulatory adherence.
Switching from physical to digital payments means no checks to steal from the mailbox and no physical cards to misplace. Real-time card controls and full lifecycle management tools from BluePenguin mean less risk of loss and compromised data. Not only that, but sensitive payment information is fully tokenized on our platform, so you can integrate with BluePenguin without being forced to undergo potentially costly payment security audits.
The BluePenguin platform works seamlessly with a wide range of third-party ERP and AP systems. Check Out the Platform
Every business should be looking to pay vendors via digital payment vehicles.
Partnering with BluePenguin has unlocked a new revenue stream for us. We’re now generating over $3M+ annually in new revenue through client adoption, while delivering real, measurable value to our customers through cash rebates, and also reducing our customers Check, ACH and Wire fraud risk.
BluePenguin turned our AP into a profit center almost overnight. We’re now generating over $550K annually in cash rebates, with zero disruption to our team or suppliers.
It’s one of the rare fintech solutions that delivers immediate, measurable EBITDA impact.
BluePenguin gave us an opportunity to think about business payments in a completely different way. Easy to work with and very fast on start up side. Great firm.
They created efficiencies and modernized our payments to vendors.
BluePenguin Payments helped us turn a high-volume, complex payables operation into a real financial advantage.
We’re now generating meaningful cash rebates on payments we were already making, while improving visibility and control across our carrier and vendor network.
BluePenguin has transformed how we manage supplier payments. We’re now earning cash rebates on the same spend, gaining better real-time visibility into our payables (ex. we can see our customers $ charge authorizations in near real-time) with robust real-time reporting, while also keeping operations completely seamless.
Implementation was fast, seamless and straightforward, and the BluePenguin team has been a true partner in guiding us to drive adoption and deliver value.”
BluePenguin turned our payables into a margin lever. We’re now earning cash rebates on the same supplier and marketing spend, without changing how we operate.
It’s improved our visibility, simplified reconciliation, reduced our Check & ACH fraud risk, and dropped straight to the bottom line.
OUR PLATFORM
Explore all that’s possible for your business (hello, rebates!) with payment automation through the BluePenguin platform.
Check Out the Platform
Find answers to our most frequently asked questions about payment automation, the BluePenguin platform and more.
It’s quite simple. When you receive and approve a vendor invoice, you ask us to create a virtual card for the vendor to process. When the card’s funded, the vendor processes the card like any other. Then we’ll send you an industry-leading rebate.
Virtual cards offer unparalleled flexibility and control over other forms of vendor payment. Use options like single-use cards, exact-amount cards, all the way to “locking” a card to a specific vendor. With no bank details to share and no checks to get lost in the mail, virtual cards are by far the most fraud-proof form of payment available to the modern business.
You can create a unique card for every vendor in your accounting system, or even a unique card for every invoice you pay. Set usage controls so that the card can only be used by the exact vendor you intend for the exact amount you’ve chosen to pay. It’s the right payment to the right recipient, every time.
We support multiple card types across both major payment networks. For each type, you can create single-load / single-use cards or reloadable cards. Cards can be funded individually or you can establish a funding model that shares a single balance in real time across potentially thousands of cards. Add the ability to generate both physical and wallet-based cards too, and you have a platform ready to help you solve even the most complex card requirements.
Got a vendor that doesn’t take cards? We can help. You can use BluePenguin to pay with ACH, digital check and physical check. We can even help a vendor become a card acceptor – just ask us.
We support businesses large and small with both domestic and international vendor payment needs. Use the BluePenguin customer portal to get started fast, or design your own solution using our full-featured API. At every step of the way, you’ll be supported by a team with some of the deepest payments expertise in the business.Are you looking to market smarter business payments to a portfolio of customers or integrate into your own SaaS offering? We’re built from the ground up for partners and integrators. Just ask us!
MODERNIZE YOUR PAYABLES
Start using the BluePenguin platform today and say hello to better business payments.